Congratulations, you’ve been selected for an upgrade to the M&T Visa® Signature Credit Card!

Hurry, offer expires November 30, 2016.

Get these benefits when you upgrade:

  • Cash Back – now earn unlimited 1.5% cash back for each dollar spent; choose your reward type – cash, travel, merchandise, gift cards and more1
  • Prestige – enjoy exclusive Signature benefits such as annual summary statement, complimentary concierge service, warranty extension, and much more; visit for details
  • No Annual Fee2
  • No Foreign Transaction Fees2

1. You will not need to submit a new application.
2. Your existing rewards points and any outstanding balances will carry over to new card number.

Please keep in mind, if you upgrade, you will receive a new account number; however, your rates will not change.  If you have any automatic payments setup, please be sure to update accordingly.

Offer expires November 30, 2016.


1. The M&T Rewards program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at This offer is limited to existing M&T Visa® Credit Card customers who received this promotion and who are residents of the United States. Additional exclusions and terms apply. M&T Visa® Signature Credit Cards will receive 1.5 rewards points for every $1 spent on every purchase (as defined in the Program Terms & Conditions), subject to change and/or discontinuation without notice.

2. See pricing information for complete Terms & Conditions associated with M&T Bank Visa credit cards.

Please fill out the below form to upgrade to the M&T Visa® Signature Credit Card today!